Sanjay Sinha

Deputy Chief Financial Officer, Micro Credit Enterprises (MCE)

Microfinance & Socially Responsible Investing (SRI): How Do the Two Intersect?


Sanjay Sinha will provide an overview of the Microfinance industry.  Further, he will discuss a particular business model within this industry.  Since 2005, this business model has been providing opportunity for socially driven investors to leverage their capital to address poverty on a global basis.


Sanjay Sinha has been the Deputy Chief Financial Officer of MicroCredit Enterprises (MCE) since January, 2007.  As with 80% of MCE’s management team, this position is a pro-bono position.  Mr. Sinha was introduced to the world of microlending at an early age while living in India.  Micro-businesses, such as gardening services, laundry and small retail outlets were all around his community at that time; however, Mr. Sinha did not know, back then, that some of these businesses were made possible by themovement that was founded in his neighboring country of Bangladesh by the Nobel Laureate, Muhammed Yunus.  


Professionally, Mr. Sinha has spent most of his career in the financial services industry, primarily as a Relationship Manager.  Mr. Sinha’s focus has been on developing and managing relationships with Fortune 500 and middle market companies in a variety of industries.  He is currently with California Bank & Trust in the Commercial Banking Group in San Francisco, California. 


His previous banking experience includes two years with Rabobank International and seven years with Yasuda Trust & Banking Company. In addition to his tenure and experience in banking, Mr. Sinha spent three years with The Coca-Cola Company in Atlanta, Georgia and two years with two internet start-ups in Silicon Valley, first with BigVine.com and, then, with CompanyFinance.com.  Mr. Sinha holds a Bachelors of Science in Management from the University of Tennessee and a Masters of Business Administration in Finance from Georgia State University. 


Since 2007, Mr. Sinha has also been a pro bono Business Advisor with Pacific Community Ventures, a private equity and business advisory group that focuses on providing capital and strategic advice to businesses in low and middle income neighborhoods in the State of California.

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